:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--bg:#f6f9fc;--card:#fff;--surface:#fff;--text:#0d253d;--fg:#0d253d;--muted:#64748d;--accent:#533afd;--accent-press:#2e2b8c;--accent-deep:#4434d4;--accent-tint:#eeebff;--accent-subdued:#b9b9f9;--danger:#ea2261;--danger-tint:#fce4ec;--warn:#f2a024;--warn-tint:#fdf2e0;--line:#f6f9fc;--line-2:#e3e8ee;--border:#e3e8ee;--hairline:1px solid #e3e8ee;--hairline-input:#a8c3de;--shadow:#00377014 0 1px 3px;--shadow-2:#00377014 0 8px 24px, #0037700a 0 2px 6px;--t2:#273951;--fg2:#273951;--brand-dark:#1c1e54;--cream:#f5e9d4;--r-card:12px;--r-field:6px;--r-chrome:16px;--r-pill:9999px;--input-bg:#f6f9fc;--btn-muted:#f6f9fc;--disabled:#b0b8c1;--list-line:#eef2f6;--font-kr:"Nanum Gothic", "나눔고딕", Malgun Gothic, sans-serif;--font-num:Inter, "Nanum Gothic", "나눔고딕", Malgun Gothic, sans-serif;--fw-md:700;--fw-bd:700;--fw-xb:800;--ease-out:cubic-bezier(.23, 1, .32, 1);--ease-in-out:cubic-bezier(.77, 0, .175, 1);--dur-press:.14s;--dur-ui:.22s;--sidebar:14.5rem;--sidebar-overlap:1.25rem;--fs-kicker:.8rem;--fs-body:1rem;--fs-title:1.75rem;--lh-body:1.5;--lh-title:1.15;--lh-display:1.08;--track-body:0;--track-kicker:.02em;--track-title:-.02em;--track-display:-.03em;font-family:var(--font-kr);font-size:93.75%;font-weight:var(--fw-md);font-synthesis:none;line-height:var(--lh-body);font-optical-sizing:auto}*{box-sizing:border-box}.num,.lval,.tile dd,.hero-metric,.big,.metric,.goal-now b,.goal-pct,.goal-foot dd{font-variant-numeric:tabular-nums}.hero-metric,.big,.expert-score,.goal-now b{font-family:var(--font-num);font-feature-settings:"tnum", "ss01"}html,body,#root{background:var(--bg);min-height:100%;color:var(--text);font-family:inherit;font-weight:var(--fw-md);letter-spacing:var(--track-body);word-break:keep-all;-webkit-font-smoothing:antialiased;-webkit-tap-highlight-color:transparent;font-optical-sizing:auto;margin:0;overflow-x:clip}body{padding:env(safe-area-inset-top) 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.35rem}h2{font-size:1.05rem;font-weight:var(--fw-xb);letter-spacing:-.01em;margin:0}.kicker{color:var(--muted);font-size:var(--fs-kicker);font-weight:var(--fw-md);letter-spacing:var(--track-kicker);margin:0}.hero-title{font-size:1.45rem;line-height:1.35;font-weight:var(--fw-xb);letter-spacing:var(--track-title);margin:0}.hero-metric{font-size:2.4rem;font-weight:var(--fw-xb);letter-spacing:var(--track-display);font-variant-numeric:tabular-nums;line-height:var(--lh-display);margin:0}.hero-metric.negative{color:var(--danger)}.muted-metric{color:var(--muted)}.lede,.muted,.field-hint{color:var(--muted);font-size:.9rem;line-height:1.5}.lede{color:var(--t2)}.card{background:var(--card);border:var(--hairline);border-radius:var(--r-card);box-shadow:var(--shadow);padding:1.25rem}.metric{font-size:1.5rem;font-weight:var(--fw-xb);font-variant-numeric:tabular-nums;margin:.25rem 0}.metric.negative{color:var(--danger)}.rows{flex-direction:column;margin:0;display:flex}.rows>div{border-bottom:1px solid var(--line);justify-content:space-between;align-items:baseline;gap:.75rem;padding:10px 0;display:flex}.rows>div:last-child{border-bottom:0;padding-bottom:0}.rows dt{color:var(--t2);font-size:.95rem}.rows dd{text-align:right;font-variant-numeric:tabular-nums;font-weight:var(--fw-bd);margin:0}.rows dd.negative{color:var(--danger)}.rows .sum dt,.rows .sum dd{color:var(--text);font-weight:var(--fw-bd)}.rows .sum{border-top:1px solid var(--line-2);margin-top:4px;padding-top:14px}.badge{border-radius:var(--r-pill);font-size:10px;font-weight:var(--fw-md);letter-spacing:.1px;background:var(--accent-subdued);color:var(--accent-deep);align-items:center;width:fit-content;padding:4px 8px;display:inline-flex}.badge.deficit,.badge.cashflowShortfall,.badge.overdue{background:var(--danger-tint);color:var(--danger)}.badge.behind,.badge.unfunded{background:var(--warn-tint);color:#c7850c}.callout{background:var(--card);border-left:3px solid 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li{border-bottom:1px solid var(--list-line);justify-content:space-between;align-items:center;gap:.5rem;padding:13px 0;display:flex}.list li:first-child{padding-top:0}.list li:last-child{border-bottom:0;padding-bottom:0}.progress-track{background:var(--line-2);border-radius:var(--r-pill);height:8px;overflow:hidden}.progress-fill{background:var(--accent);border-radius:var(--r-pill);height:100%}.chart{margin:.5rem 0 0}.chart svg{width:100%;height:auto;display:block}.chart-base{fill:none;stroke:var(--accent);stroke-width:2px}.chart-forecast{fill:none;stroke:var(--muted);stroke-width:2px;stroke-dasharray:4 3}.chart-dot{fill:var(--text)}.chart-caption{fill:var(--muted);font-size:10px}.tabs{z-index:20;-webkit-backdrop-filter:blur(20px)saturate(180%);padding-bottom:env(safe-area-inset-bottom);background:#ffffff9e;border-top:0;grid-template-columns:1fr 1fr 1fr;display:grid;position:fixed;bottom:0;left:0;right:0;box-shadow:inset 0 1px #ffffff73}.tabs:before{content:"";pointer-events:none;background:linear-gradient(#0000,#f6f9fc8c);height:1rem;position:absolute;top:-1rem;left:0;right:0}.tabs button{min-height:52px;color:var(--muted);font:inherit;font-weight:var(--fw-md);transition:transform var(--dur-press) var(--ease-out);background:0 0;border:0}.tabs button:active{transform:scale(.97)}.tabs button.active{color:var(--accent);font-weight:var(--fw-bd)}.more{border:var(--hairline);border-radius:var(--r-card);background:var(--card);box-shadow:var(--shadow);padding:.2rem .2rem .6rem}.more summary{cursor:pointer;min-height:52px;color:var(--t2);font-weight:var(--fw-bd);align-items:center;padding:0 1rem;display:flex}.more .stack{margin-top:.5rem;padding:0 .85rem .5rem}.card .more{box-shadow:none;background:0 0;border:0;padding:.2rem 0 0}.banner{background:var(--card);border-bottom:1px solid var(--line-2);flex-wrap:wrap;align-items:center;gap:.75rem;padding:.7rem 1rem;display:flex}.surface-switch{color:var(--t2);font-size:13px;font-weight:var(--fw-bd);white-space:nowrap;transition:transform var(--dur-press) var(--ease-out);border-radius:8px;align-items:center;gap:4px;padding:6px 8px;text-decoration:none;display:inline-flex}.surface-switch:active{transform:scale(.97)}.card-top{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.line-row{grid-template-columns:minmax(7rem,1fr) minmax(8rem,1.2fr) auto;align-items:end;gap:8px;display:grid}.line-remove{min-height:44px;padding:0 10px}.setup-list{color:var(--t2);margin:0;padding-left:1.2rem}.setup-list li{margin:.25rem 0}.onboard{max-width:28rem;margin:0 auto}.onboard .field{background:var(--card);box-shadow:var(--shadow);border-radius:20px;padding:15px 18px}.onboard .field input,.onboard .field-input-wrap input{background:0 0;padding:4px 0;font-size:1.5rem}.shell.desktop{max-width:none;min-height:100%;padding-bottom:0}.app-frame{min-height:100vh;display:block;position:relative}.app-frame:before{content:"";z-index:0;pointer-events:none;background:radial-gradient(ellipse 48% 36% at 6% 0%, color-mix(in srgb, var(--accent-subdued) 38%, transparent), transparent 72%), radial-gradient(ellipse 36% 28% at 92% 8%, color-mix(in srgb, var(--cream) 75%, transparent), transparent 68%);position:fixed;inset:0}.sidebar{z-index:20;width:var(--sidebar);-webkit-backdrop-filter:blur(20px)saturate(180%);background:#ffffff9e;border-right:0;flex-direction:column;gap:.5rem;padding:1.375rem .875rem 1.25rem;display:flex;position:fixed;top:0;bottom:0;left:0;box-shadow:inset -1px 0 #fff6}.sidebar:after{content:"";pointer-events:none;background:linear-gradient(90deg,#f6f9fc8c,#0000);width:1.25rem;position:absolute;top:0;bottom:0;right:-1.25rem}.sidebar .brand{letter-spacing:var(--track-title);margin:0 .5rem;font-size:1.25rem}.sidebar-tag{font-size:var(--fs-kicker);font-weight:var(--fw-md);letter-spacing:var(--track-kicker);color:var(--t2);margin:0 .5rem .75rem}.sidebar-nav{flex-direction:column;gap:4px;display:flex}.sidebar-nav button{width:100%;color:var(--t2);text-align:left;cursor:pointer;font:inherit;transition:transform var(--dur-press) var(--ease-out), background-color var(--dur-press) var(--ease-out);background:0 0;border:0;border-radius:10px;flex-direction:column;align-items:flex-start;gap:2px;padding:10px 12px;display:flex}.sidebar-nav button:active{transform:scale(.98)}.sidebar-nav button strong{font-size:.9375rem;font-weight:var(--fw-bd);letter-spacing:.01em;color:var(--text)}.sidebar-nav button span{font-size:.75rem;font-weight:var(--fw-md);letter-spacing:.02em;color:var(--t2)}.sidebar-nav button.active{background:var(--accent-tint)}.sidebar-nav button.active strong{color:var(--accent-deep)}.sidebar-foot{margin-top:auto;padding:.75rem .5rem 0}.topchrome,.nav-scrim{display:none}.app-body{z-index:1;min-width:0;margin-left:calc(var(--sidebar) - var(--sidebar-overlap));max-width:none;padding:1.5rem 2rem 2rem;position:relative;container:main/inline-size}.app-body.is-home{padding-top:1.25rem}.page-hero{margin-bottom:1.25rem}.page-hero h1{font-size:var(--fs-title);letter-spacing:var(--track-display);line-height:var(--lh-title)}.page-lede{max-width:40rem;color:var(--t2);font-size:var(--fs-body);letter-spacing:var(--track-body);margin:.5rem 0 0;line-height:1.55}.guide-p{color:var(--t2);margin:0 0 14px;font-size:14px;line-height:1.55}.guide-card{background:var(--accent-tint);border-color:#0000}.settings-stack{flex-direction:column;gap:16px;display:flex}.card-danger-zone{border-color:color-mix(in srgb, var(--danger) 28%, var(--border))}.landing{grid-template-columns:minmax(0,1.55fr) minmax(17rem,1fr);grid-template-areas:"hero pins""expert impact""flow flow""tasks tasks";align-items:stretch;gap:16px;display:grid}.landing-hero{flex-direction:column;grid-area:hero;justify-content:flex-end;display:flex}.landing-pins{flex-direction:column;grid-area:pins;gap:16px;display:flex}.landing-expert{flex-direction:column;grid-area:expert;gap:16px;min-width:0;display:flex}.landing-impact{grid-area:impact;min-width:0}.landing-flow-card{grid-area:flow}.landing-tasks-card{grid-area:tasks}.landing-hero .hero-title{letter-spacing:0;font-size:1.15rem}.landing-kpi{color:inherit;font:inherit;text-align:left;cursor:pointer;transition:transform var(--dur-press) var(--ease-out);background:0 0;border:0;flex-direction:column;align-items:flex-start;gap:8px;margin-top:12px;padding:0;display:flex}.landing-kpi:active{transform:scale(.98)}.landing-kpi .hero-metric{font-size:clamp(2.1rem,6cqi,3.6rem)}.landing-metric{cursor:pointer;text-align:left;font:inherit;color:inherit;transition:transform var(--dur-press) var(--ease-out);flex-direction:column;flex:1;justify-content:center;align-items:flex-start;gap:6px;display:flex}.landing .card{padding:18px 20px}.landing-hero.card{padding:22px 24px}.landing-metric:active{transform:scale(.98)}.landing-metric strong{font-size:22px;font-weight:var(--fw-xb);letter-spacing:var(--track-display)}.landing-metric strong.is-over,.flow-node .num.is-over{color:var(--danger)}.flow{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:4px 0 0;padding:0;list-style:none;display:grid}.flow li{border:var(--hairline);background:var(--bg);border-radius:10px;min-width:0}.flow-node{width:100%;min-height:5.5rem;color:inherit;font:inherit;text-align:left;cursor:pointer;transition:transform var(--dur-press) var(--ease-out);background:0 0;border:0;flex-direction:column;justify-content:center;align-items:flex-start;gap:10px;padding:16px 18px;display:flex}.flow-node:active{transform:scale(.98)}.flow-node .kicker{letter-spacing:.04em}.flow-node strong{font-size:1.35rem;font-weight:var(--fw-md);letter-spacing:var(--track-display);font-variant-numeric:tabular-nums;line-height:1.2}.landing-tasks{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0;padding:0;list-style:none;display:grid}.landing-tasks:has(:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}.landing-tasks:has(:only-child){grid-template-columns:minmax(0,16rem)}.landing-tasks li{border:var(--hairline);background:var(--bg);border-radius:10px;flex-direction:column;justify-content:space-between;align-items:stretch;gap:12px;min-height:100%;padding:14px;display:flex}.landing-tasks .advice-title{font-weight:var(--fw-xb);margin:0 0 4px}.landing-tasks .advice-msg{margin:0}.landing-cta,.shell.desktop .landing-cta{justify-content:center;width:100%;min-width:0;height:36px;min-height:36px;padding:0 12px}.shell.desktop .page{padding:0 0 2rem}.shell.desktop .stack{gap:20px}.shell.desktop .card{border:var(--hairline);box-shadow:var(--shadow);border-radius:var(--r-card);padding:24px}.shell.desktop .card.card-hero{box-shadow:var(--shadow-2);border:0;padding:28px}.shell.desktop .landing .card{padding:18px 20px}.shell.desktop .landing-hero.card{padding:22px 24px}.shell.desktop .card.card-dark{background:var(--brand-dark);color:#fff;box-shadow:var(--shadow-2);border:0}.shell.desktop .card.card-dark .card-title,.shell.desktop .card.card-dark .label,.shell.desktop .card.card-dark .meta,.shell.desktop .card.card-dark .goal-now span,.shell.desktop .card.card-dark .goal-foot dt,.shell.desktop .card.card-dark .field-note{color:#ffffffb8}.shell.desktop .card.card-dark .goal-now b,.shell.desktop .card.card-dark .goal-pct,.shell.desktop .card.card-dark .goal-foot dd{color:#fff}.shell.desktop .card.card-dark .bar{background:#ffffff2e}.shell.desktop .card.card-dark .bar--accent i{background:#fff}.shell.desktop .card.card-cream{background:var(--cream);border-color:#0000}.shell.desktop .btn{border-radius:var(--r-pill);height:40px;min-height:40px;font-weight:var(--fw-md);letter-spacing:0;padding:8px 16px}.shell.desktop input,.shell.desktop select{border-radius:var(--r-field);background:var(--input-bg);border:1px solid var(--hairline-input);height:40px;font-weight:var(--fw-md);padding:0 12px}.shell.desktop .field-input-wrap{background:var(--input-bg);border-radius:var(--r-field);border:1px solid var(--hairline-input);align-items:center;height:40px;padding:0 12px}.shell.desktop .field-input-wrap:focus-within{background:var(--card);border-color:var(--accent)}.shell.desktop .field-input-wrap input{background:0 0;height:auto;padding:0;font-size:16px}.shell.desktop h1{font-size:22px;font-weight:var(--fw-xb);letter-spacing:-.02em;margin:0}.shell.desktop h2{font-size:18px;font-weight:var(--fw-xb);letter-spacing:0}.shell.desktop .kicker{color:var(--t2);font-size:13px;font-weight:var(--fw-md)}.topbar{z-index:20;background:color-mix(in srgb, var(--card) 92%, transparent);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:var(--hairline);position:sticky;top:0}.topbar-inner{align-items:center;gap:24px;max-width:1280px;height:60px;margin:0 auto;padding:0 24px;display:flex}.brand{font-size:19px;font-weight:var(--fw-xb);letter-spacing:-.03em;white-space:nowrap;margin:0}.brand em{color:var(--accent);font-style:normal;font-weight:var(--fw-xb)}.seg{background:var(--bg);border-radius:var(--r-pill);gap:2px;padding:3px;display:flex}.seg button{color:var(--t2);font:inherit;font-size:14px;font-weight:var(--fw-md);letter-spacing:0;border-radius:var(--r-pill);cursor:pointer;min-height:0;transition:transform var(--dur-press) var(--ease-out);background:0 0;border:0;padding:7px 16px}.seg button:active{transform:scale(.97)}.seg button.active,.seg button[aria-selected=true]{background:var(--card);color:var(--text);font-weight:var(--fw-bd);box-shadow:var(--shadow)}.topbar-right{align-items:center;gap:12px;margin-left:auto;display:flex}.wrap{max-width:1280px;margin:0 auto;padding:24px 24px 0}.pagefoot{max-width:1280px;color:var(--muted);margin:0 auto;padding:28px 24px 32px;font-size:12px}.desk-cols{grid-template-columns:7fr 5fr;align-items:start;gap:20px;display:grid}.desk-main,.desk-side{flex-direction:column;gap:20px;min-width:0;display:flex}.chip{font-size:10px;font-weight:var(--fw-md);letter-spacing:.1px;color:var(--accent-deep);background:var(--accent-subdued);border-radius:var(--r-pill);font-variant-numeric:tabular-nums;padding:4px 8px}.chip.action{border:1px solid var(--hairline);background:var(--card);color:var(--t2);cursor:pointer;font:inherit;letter-spacing:0;transition:transform var(--dur-press) var(--ease-out);padding:6px 12px;font-size:13px}.chip.action:active{transform:scale(.97)}.chip-row{flex-wrap:wrap;gap:8px;margin:8px 0;display:flex}.card-head{justify-content:space-between;align-items:center;gap:12px;margin-bottom:16px;display:flex}.card-head.tight{margin-bottom:0}.card-title{font-size:16px;font-weight:var(--fw-xb);letter-spacing:-.01em;margin:0}.label{font-size:14px;font-weight:var(--fw-md);color:var(--t2)}.meta,.bar-meta,.pagefoot{color:var(--t2);font-size:13px}.bar-meta{justify-content:space-between;gap:12px;margin-top:8px;font-size:12px;display:flex}button.surface-switch{cursor:pointer;background:0 0;border:0}.big{font-size:clamp(2rem,9vw,3.5rem);font-weight:var(--fw-xb);line-height:var(--lh-display);letter-spacing:var(--track-display);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:10px 0 6px}.big 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